daycare & children's programs

At Goodworks Insurance we have in-depth coverage for all of your childcare and early education insurance needs.  Whether you’re a multi-unit commercial daycare, an in-home childcare business, or a Montessori school or pre school, we have the experience and the markets to make sure you have the right coverage for your business at competitive rates. 

Work With a Specialist in Your Field

Where most generalist insurance agencies may not have the expertise to understand your business, or have the breadth in specialized markets to ensure cost-effective coverage, Goodworks Insurance is directly appointed with six carriers with specialized childcare and/or early education programs, meaning complete and enhanced coverage at the best price.  In addition, our new Childcare & Early Education specialist, Paul Brian, has many years of direct, operational experience in your field - experience that could mean a world of difference when advising you on coverage and seeking out the most cost-effective solutions. 

 Customer Profile

• Commercial Childcare / Daycare
• In-home Childcare / Daycare
• Pre-school /  Montessori
• Early Education Programs
• Childrens' Sports Programs
• Other Child-Oriented Business Requiring Special Coverage

Coverage Highlights

General Liability:

• Limits up to $1 million per occurance/$3 million aggregate
• Childcare professional liability- available as a separate limit
• Abuse and Molestation coverage- available as a separate limit
• Personal and Advertising injury liability
• Premises liability
• Employee benefits liability
• Coverage for special events and field trips
• Defense costs are outside of the limits
• Corporal punishment liability

Property:

• Replacement cost on buildings and contents
• Business income and extra expense coverage
• Equipment breakdown
• Special causes of loss form
• Backup of sewer and drain coverage
• Many other property enhancements available

Business Automobile:

• Limits of liability up to $1 million
• 15 passenger vans and buses covered
• Owned, hired, and non-owned coverage available
• Optional towing and rental reimbursement 

Umbrella:

• Limits up to $10 million 

Other special optional coverages:

• Kidnap expense
• Crisis management expense
• Directors & Officers coverage
• Workplace violence counseling expense
• Water activity liability
• Accident medical payment coverage

For more information please call or email our Daycare and Childcare insurance expert, Paul Brian today at pbrian@goodworksinsurance.com!

GoodWorks is on Facebook!