Farm Insurance

As a farmer, a breeder, or owner of a training facility we know just how hard you work. At GoodWorks Insurance we take your business seriously and understand the complex and changing risks you face.  We invite you to contact us to discuss the tailored programs we have available through key carrier relationships that know and understand your business and the unique coverage you may require. 

Farm Insurance

Owning a farm is an extremely challenging business endeavor, which is why it is imperative that you make certain you and your farming assets are adequately protected. As you well know, today’s farm operation requires a substantial investment in buildings and machinery as well as the ability to maintain a constant cash flow. Therefore, a strong risk management program is needed to protect your farming investment not just today, but well into the future.

Whether your passion is crops or livestock our farm insurance program's coverages are tailored to your needs, and is designed to help protect your buildings and machinery from unexpected losses or damages. With extra-expense and loss-of-income coverage, we can customize a program that will help limit the impact a loss would have on your cash flow. Here are the various types of coverage that we offer:

• Dwellings
• Household Personal Property
• Farm Outbuildings/Barns/Structures
• Farm Personal Property
• Livestock
• Liability 

Coverage Highlights

Basic Coverage:

• Total loss of your home and certain damages
• Total loss of your barn or any building on the property
• Liability and Medical payments for visitor on your property with your permission not related to horse accidents

Basic coverage does not generally cover any accidents that are caused by equine, liability for employees or incidents not on your property.

Optional Coverages:

• Crop Hail coverage
• Livestock Gross Margin
• Livestock Risk Protection
• Preventing Plant coverage
• Multiple Peril Crop coverage
• Accidental death of horses including
 

Important Topics to Raise With Your GoodWorks Agent

• Make certain your agent knows as much as possible about your operations.
• Activities such as seed sales and onsite businesses may not be covered without proper endorsing of the policy.
• What items do you want to cover for physical damage?
• What type of liability exposures do you have?
• What coverages are excluded by your policy?
• Can you buy additional coverage for those policy items not covered?

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